10-04-2017, 08:51 PM
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SMS Based Mobile Banking with Security
Secure Messenger is an Application, used to encrypt and decrypt the message. This encrypt and decrypt based on Quasigroups Cryptographic Algorithm(QCA). This messenger used to send encrypted message to Target user (end user or target mobile should have same version of Secure Messenger) or target mobile. This SMS Message is used to transform money between two peoples. This SMS Message is encrypted on your mobile by using Java MIDLET. And Encrypted Message is passed on the network. Even though Network operator cannot detect or read the encrypted message
Architecture Of SMS
Transaction on mobile is used to transform money between two peoples. This two peoples must be registered in a Bank. And they should have mobile for transaction. This transaction starts with SMS. If USER1 wants to pay money to USER2. Both of them should have mobile phone. User1 simply types SMS to particularly bank with his 4 digit PIN, Amount and Account No. The request is processed by bank server and Amount is transferred to designation account. Confirmation SMS is sends to both USERS.