08-16-2017, 10:02 PM
literature review of remote desktop capture system
"Remote desktop" redirects here. For other uses, see Remote desktop (disambiguation).
"Screen sharing" redirects here. For the Apple computers client, see Screen Sharing.
In computing, the term remote desktop refers to a software or operating system feature that allows a personal computer's desktop environment to be run remotely on one system (usually a PC, but the concept applies equally to a server), while being displayed on a separate client device. Remote desktop applications have varying features. Some allow attaching to an existing user's session (i.e., a running desktop) and "remote controlling", either displaying the remote control session or blanking the screen. Taking over a desktop remotely is a form of remote administration.
Remote access can also be explained as remote control of a computer by using another device connected via the internet or another network. This is widely used by many computer manufacturers and large businesses' help desks for technical troubleshooting of their customers' problems. There are various professional first-party, third-party, open source, and freeware remote desktop applications, some of which are cross-platform across various versions of Windows, Mac OS X, UNIX, and Linux.
Remote desktop software captures the mouse and keyboard inputs from the local computer (client) and sends them to the remote computer (server). The remote computer in turn sends the display commands to the local computer. When applications with lots of graphics including video or 3D models need to be controlled remotely, a remote workstation software that sends the pixels rather than the display commands must be used to provide a smooth, like-local experience. HP Remote Graphics Software is one such remote workstation solution.
Remote desktop sharing is accomplished through a common client/server model. The client, or VNC viewer, is installed on a local computer and then connects to the network via a server component, which is installed on a remote computer. In a typical VNC session, all keystrokes and mouse clicks are registered as if the client were actually performing tasks on the end-user machine.[1]
The target computer in a remote desktop scenario is still able to access all of its core functions. Many of these core functions, including the main clipboard, can be shared between the target computer and remote desktop client.
Remote Deposit Capture has been called The most important development the (U.S.) banking industry has seen in years by the Federal Reserve and others. Almost all of the RFPs (Request for Proposals) Cash Management groups at the largest banks in the USA request information on this service, and nearly all of the top banks in the USA have either just launched the service, or are well on their way to doing so.
The commonly-viewed benefits of this new service, referred to as Remote Deposit Capture (RDC), include convenience, better deposit availability and reduced transportation cost & risk. It is important to note that not all solutions are the same. Additional functionality such as Intelligent Character & Document Recognition, data management through business rules, the ability to feed internal systems, intelligent clearing capabilities and many others can further add value to the business case.
Remote Deposit Capture is a must-have product solution most US-based banks are racing to develop and get to market, and a service every corporation or correspondent bank should consider.Remote Deposit Capture, in its most simple terms, is a service which allows a user to scan checks and transmit the scanned images and / or ACH-data to a bank for posting and clearing. The basic requirements for an RDC service currently include a PC, an internet connection, a check scanner and a service provider such as your current bank. Checks you receive at your corporate or bank location can be scanned to create a digital deposit. This digital deposit is then transmitted (usually over an encrypted internet connection) to your RDC bank or service provider who then accepts the deposit, posts the deposit to your account and assigns availability based upon your availability schedule.Remote Deposit Capture often has different names depending upon how the service is applied within a particular environment. These names include Corporate Capture , Merchant Capture , Image Deposits , Image Cash Letters , etc. In general, we see the term Remote Deposit Capture increasingly used as the catch-all phrase for a family of related products and services. Each of these service family members are related in 1 common way: The service allows for checks to be truncated and cleared electronically.Recent legislation in the USA commonly referred to as Check 21 makes this entire process possible. Passed in October 2003 and implemented in October 2004, this legislation allows banks to clear checks based upon images of the original items, instead of having to transport the original check all the way back to the paying bank for clearing. The benefits of RDC can be substantial: convenience, reduced transportation risk & cost, better availability, processing efficiencies, the ability to consolidate banking relationships and more.
The Remote Deposit Capture Process
Depending upon functionality and degree of incorporation into your corporate or bank operations, the RDC process can range from extremely basic to becoming a part of your automated receivables processing platform. In its most basic application, here is an example from a corporate perspective:
ABC Corporation receives payments by check in the mail or at their office.
ABC Corp. performs their normal Remittance Processing process. This process includes opening the mail, data entry from the payment coupon / control document (application, form, invoice, etc.), data entry from the check (dollar amount, date, account number, etc.), and information uploads to the Accounts Receivables, Customer, and other databases.
Checks are then typically provided to the corporation s treasury area where ABC Corp. prepares a deposit (deposit ticket with total and accompanying checks). This process typically includes counting the number of checks and adding the value of checks at least twice to ensure the deposit is accurate and balanced.
With Remote Deposit Capture, instead of physically going to the bank to deposit the checks, ABC Corp. can now scan the deposit ticket and checks using a desktop scanner.
Once the check images are captured, an ACH file (for eligible items) and/or an image-based deposit is prepared. The RDC system can then transmit (usually via FTP over the internet as a 128-bit encrypted file) the deposit to ABC Corp's bank.
The Bank receives the ACH file and / or image deposit, posts to ABC Corp's account and assigns availability based upon an agreed upon availability schedule.
Behind the scenes, the bank has a few different options on how to clear the items. Checks converted to ACH transactions are processed electronically. It is important to note, however, that for any and all checks converted to an ACH, NACHA Rules are adhered to. Effectively, there are two main issues to consider, 1) the writer / depositor of the check being converted must be notified the check is being converted to an ACH transaction, and 2) Not all check are eligible for conversion.
For the non-ACH converted items, the process can be a bit more complex. Unlike what most of the press has scared the public into believing (that checks now clear almost immediately), as of May 2007, less than 25% of checks are cleared as images. How, then does the bank clear items captured via Remote Deposit Capture? By re-printing the images and clearing those re-printed paper documents! These re-printed checks are called Image Replacement Documents (IRDs).